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FinanceTeri Ijeoma

Three-to-One Trade Gate

Take a setup only when its charted reward is at least three times its risk

Difficulty
Easy
Time to result
~days to results
Steps
4
Confidence
99%

The Three-to-One Trade Gate is a simple entry decision rule. Mark the planned entry on the stock chart, then identify the price where the setup would be wrong and calculate that downside as risk per share. Mark a realistic upside target and calculate the corresponding reward per share. Divide reward by risk and proceed only when the result is at least three. A setup risking two dollars per share should therefore offer at least six dollars of plausible upside. If the chart cannot support that relationship, move to another stock or wait for price to improve. The mechanism creates selectivity and gives successful trades room to compensate for losses, while making patience an explicit outcome rather than treating every analysed stock as an obligation to trade.

Origin

Teri Ijeoma gave the three-to-one threshold as the decision rule she applies after mapping entry, downside, and upside on a chart.

Core principles

  • 01Potential upside must compensate for defined downside
  • 02Both risk and reward should come from charted prices
  • 03A missed trade is better than an unfavourable trade
  • 04Patience is a valid trading action

How to run it

  1. 1

    Mark the entry

    Choose the exact price at which the setup becomes actionable. Do not calculate the ratio from the current price unless that is genuinely the intended entry.

    Pro tip Waiting for a better entry can improve the ratio without changing the company.

    Watch out A vague entry produces a meaningless calculation.

  2. 2

    Define the downside

    Use the chart to identify where the trade thesis would be invalid. Subtract that exit price from the entry to determine risk per share.

    Pro tip Place the stop where the setup is wrong, then adjust share quantity to fit the cash-risk limit.

    Watch out Choosing an artificially tight stop merely to improve the ratio creates false precision.

  3. 3

    Define the upside

    Identify a realistic chart-based target and subtract the entry to determine reward per share. Use an observable price level rather than a hoped-for windfall.

    Pro tip Look for prior areas where selling changed the stock's direction.

    Watch out An implausible target makes a weak trade look acceptable.

  4. 4

    Apply the gate

    Divide potential reward by potential risk. Take the setup only if the reward is at least three times the risk; otherwise reject it or wait.

    Pro tip Compare several qualified stocks and choose the cleanest acceptable setup.

    Watch out Passing the ratio does not replace company selection or position sizing.

In the wild

Waiting for a better entry

A stock has a realistic target at $72 and a downside exit at $64. At a $68 entry, the trader would risk $4 to make $4, only one-to-one. Instead of forcing the trade, she waits. At $66, the same levels offer $6 reward against $2 risk, meeting the three-to-one gate.

The trader enters only when the price offers enough upside for the defined downside.

Common mistakes

Inventing an optimistic target

A distant target unsupported by the chart inflates the reward and defeats the gate.

Ignoring total position risk

A favourable per-share ratio can still produce an unacceptable cash loss when the quantity is too large.

Trading below the threshold

Taking a weak setup because time was spent analysing it replaces the decision rule with sunk-cost thinking.

Is it for you?

Best for

It is best for chart-based traders comparing multiple possible entries with visible downside and upside levels.

Not ideal for

It is not ideal when no credible stop or target can be estimated from the available evidence.

From the transcript

now i have to determine is this trade going to give me three times the risk that i'm taking on for this trade

Teri Ijeoma · 37:30

if the reward is not three times the risk then that trade's not worth it

Teri Ijeoma · 38:00

i'll go on to another stock or i'll just wait

Teri Ijeoma · 38:00

From the episode

Teri Ijeoma: Start Trading Today

Teri Ijeoma